You may get .psd* file of "Simple and Elegant vip pass design with gold elements for web presentation." Photoshop tutorial by making a payment. Put the tutorial title in "Add special instructions to seller" line of PayPal and it will be sent to you shortly.
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- Load selection for Pass rectangular , inverse selection and remove superfluous areas.
- Draw line using Line Tool (2px). Apply reflected gradient just like in the example below.
- Add decorative element.
- Load selection for card, fill it with any color, Fill = 0.
- Apply Inner Glow.
And here is the result!