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- Create a new document. A standard Pass size that is often used is 2.7X4.5 inch.
- Create Rectangular (2.7X4.5 inch) using Rounded Rectangle Tool.
- Apply black and dark red radial Gradient to the bottom part.
- Apply Color Overlay effect to them.
- Add Layer Mask and fill it with black-and-white reflected gradient just like in the example below.
- Place a new swirl and apply the following gradient effect to it.
- Duplicate the previous layer, but change Opacity on 100% and Blend Mode for Gradient from Normal to Overlay.
- Place your logo or company title.
- In Order to create gold effect, apply the following layer styles just like in the screen shot below.